>The exchange rate keeps changing.

However, the rate displayed on the Sendy app home screen is a "reference rate", which differs from the actual rate that is applied when you send money.

The actual applied rate will be the one that you have confirmed when making an international money transfer.

If you complete your transfer instructions within four minutes after confirming the exchange rate, then the exchange rate will be regarded as fixed.

But if you are not able to complete the transfer instruction within four minutes, you must need to repeat your transfer instructions from the beginning with a new rate.